Overview
Description
Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated.
The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space.
Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home.
The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door.
Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage.
Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services.
Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.
Listing Info
- Cumulative Days On Market0
- Days On Market0
- Lease ConsideredYes
- List AORSuncoast Tampa
- List Agent Emailjulie@agentjulie.com
- List Agent Full NameJulie Kelsey
- List Agent Keyd7c35b300db3f87830e285f643c6d400
- List Agent MLS ID260041502
- List Agent Preferred Phone727-608-7759
- List Price650,000
- Listing Contract DateAugust 29, 2026
- Listing IDTB8543377
- Listing Keycdafa490f9b3362fe9f40524a13fa41d
- Listing TermsCash, Conventional, VA Loan
- MLS StatusActive
- Modification TimestampSeptember 1, 2026 at 02:54pm
- On Market DateSeptember 1, 2026
- Original Entry TimestampAugust 30, 2026 at 12:57pm
- Original List Price650,000
- OwnershipFee Simple
- Photos Change TimestampAugust 30, 2026 at 01:00pm
- Photos Count37
- Source System Key804038569
- Special Listing ConditionsNone
- Status Change TimestampSeptember 1, 2026 at 02:40pm
Address
- Street3558 OAK LAKE
- CityPALM HARBOR
- SubdivisionHIGHLAND LAKES UNIT EIGHTEEN
- CountyPinellas
- StateFL
- Zip34684
- MLS #TB8543377
Interior
- AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Bathrooms Full2
- Bathrooms Half0
- Bathrooms Total Integer2
- Bedrooms Total3
- CoolingCentral Air
- CoolingYes
- FlooringLuxury Vinyl
- FurnishedUnfurnished
- HeatingCentral
- HeatingYes
- Interior FeaturesCeiling Fan(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
- Laundry FeaturesInside, Laundry Room
- LevelsOne
- Living Area2,154
- Living Area SourcePublic Records
- Living Area UnitsSquare Feet
- Rooms Total8
- Window FeaturesInsulated Windows
Exterior
- Attached GarageYes
- Covered Spaces2
- Direction FacesNorth
- Exterior FeaturesIrrigation System, Lighting
- Garage Spaces2
- GarageYes
- Lot FeaturesCorner Lot, Landscaped, Sidewalk
- Lot Size Acres0
- Lot Size Area10,245
- Lot Size Dimensions75 x 105
- Lot Size Square Feet10,245
- Lot Size UnitsSquare Feet
- Open ParkingYes
- Parking FeaturesDriveway
- Patio And Porch FeaturesPorch, Rear Porch
- Road Surface TypePaved
- RoofShingle
- Water Body NameLAKE TARPON
- Waterfront FeaturesLake
Structure
- Building Area Total2,850
- Construction MaterialsBlock, Stucco
- Foundation DetailsSlab
- Stories Total1
- Year Built1987
Financial
- Association Fee165
- Association Fee FrequencyMonthly
- Association Fee IncludesCommon Area Taxes, Community Pool, Escrow Reserves Fund, Manager, Recreational Facilities
- AssociationYes
- Parcel Number052816389250000340
- Pets AllowedCats OK, Dogs OK
- Tax Annual Amount5,251
- Tax Block000
- Tax Book Number95-27
- Tax Legal DescriptionHIGHLAND LAKES UNIT EIGHTEEN LOT 34
- Tax Lot34
- Tax Year2025
- ZoningRPD-7.5
Features & Amenities
- Association Recreation - Owned
- Ceiling Fan(s)
- Central
- Central Air
- Clubhouse
- Community Boat Ramp
- Corner Lot
- Deed Restrictions
- Dishwasher
- Disposal
- Dock
- Driveway
- Dryer
- Electric Water Heater
- Fishing
- Golf
- Golf Carts OK
- Inside
- Irrigation System
- Lake
- Landscaped
- Laundry Room
- Lighting
- Living Room/Dining Room Combo
- Luxury Vinyl
- Microwave
- Private Boat Ramp
- Range
- Refrigerator
- Sidewalk
- Split Bedroom
- Tennis Court(s)
- Walk-In Closet(s)
- Washer
- Water Access
- Water Softener
Meet your agent
Julie Kelsey
Listing Agent · COLDWELL BANKER REALTY
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