4318 HELENA STREET NE,St Petersburg,Pinellas,Residential

AN ASSUMABLE FHA LOAN WITH A 2.99% INTEREST RATE makes this Shore Acres home an exciting opportunity! Recently remodeled, this inviting 3-bedroom, 2-bath home combines stylish finishes, generous gathering spaces, and outdoor living that captures the Florida lifestyle. TWO LARGE LIVING SPACES offer room to spread out and entertain, with a welcoming front living room and an expansive family room that connects seamlessly to the dining area and kitchen.

Wood-look tile flooring, recessed lighting, and a bright, neutral palette tie the interiors together, while a whitewashed brick fireplace with a wood mantel adds warmth and character to the living space. The kitchen features shaker-style cabinetry, light countertops, stainless steel appliances, and abundant storage, including a pantry. A breakfast bar and wide pass-through keep everyone connected, making everyday meals and entertaining feel effortless.

The split-bedroom layout offers added privacy when hosting guests, with the primary suite separated from the two additional bedrooms. The primary retreat includes a walk-in closet and an en-suite bathroom with a glass-enclosed shower, subway tile, and black fixtures. The guest bathroom features a tub and shower combination with coordinating finishes.

Step outside to one of this home’s standout features: the LARGE COVERED AND SCREENED LANAI! With paver flooring, ceiling fans, and ample room for both a dining table and a comfortable lounge setup, this inviting space is made for morning coffee, dinner with friends, and relaxed evenings outdoors. Sliding glass doors connect the indoor gathering areas to the lanai, making it easy to open up and entertain.

Beyond the screens, a beautiful backyard enclosed by white vinyl fencing offers a welcoming setting for gardening, outdoor games, or simply enjoying the sunshine, with an additional paver patio providing even more space to gather. A separate laundry/mud/storage room with cabinetry keeps everyday essentials organized, while an attached two-car garage, wide driveway, and 2020 roof round out the home’s features. Enjoy the neighborhood setting of Shore Acres with nearby parks and close proximity to the 4th Street corridor, putting Whole Foods, Publix, The Fresh Market, restaurants, and everyday conveniences within easy reach.

Downtown St. Petersburg’s waterfront, dining, shopping, and entertainment are also conveniently accessible, along with major routes connecting you to the Gulf beaches, Tampa, and Tampa International Airport. This home brings together space, style, and an exceptional financing opportunity. Ask for details about the assumable 2.99% FHA loan and schedule your private showing today! **Assumption of the existing loan is subject to lender approval, buyer qualification, and loan terms; funds or additional financing may be needed to cover the difference between the purchase price and remaining loan balance.**