Overview
Description
Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Enjoy the flexibility of a property that is eligible for short-term rentals, ideal for both personal enjoyment and income generation.
Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic.
The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility.
The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical.
Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment.
Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo’s most sought-after neighborhoods.
Virtual Tour
Address
- Street3966 HIGH BLUFF
- CityLARGO
- SubdivisionHARBOR HILLS
- CountyPinellas
- StateFL
- Zip33770
- MLS #TB8466262
Interior
- AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Bathrooms Full3
- Bathrooms Half0
- Bathrooms Total Integer3
- Bedrooms Total4
- CoolingCentral Air
- CoolingYes
- FlooringTerrazzo, Hardwood
- FurnishedUnfurnished
- HeatingCentral
- HeatingYes
- Interior FeaturesCeiling Fan(s)
- Laundry FeaturesIn Kitchen, Laundry Room
- LevelsOne
- Living Area1,746
- Living Area SourcePublic Records
- Living Area UnitsSquare Feet
- Rooms Total3
Exterior
- Attached GarageYes
- Covered Spaces2
- Direction FacesWest
- Exterior FeaturesPrivate Mailbox
- Garage Spaces2
- GarageYes
- Lot FeaturesCleared, In County, Landscaped, Level
- Lot Size Acres0
- Lot Size Area8,455
- Lot Size Dimensions90 x 100
- Lot Size Square Feet8,455
- Lot Size UnitsSquare Feet
- Open ParkingYes
- Parking FeaturesDriveway, Garage Door Opener
- Patio And Porch FeaturesPatio, Porch
- Pool FeaturesIn Ground, Salt Water
- Road Frontage TypeStreet Paved
- Road Surface TypePaved
- RoofShingle
- ViewPool
Structure
- Architectural StyleRanch
- Building Area Total2,366
- Construction MaterialsBlock, Stucco
- Foundation DetailsSlab
- Stories Total1
- Year Built1959
Financial
- Association Fee100
- Association Fee FrequencyAnnually
- AssociationYes
- Parcel Number053015359820020010
- Pets AllowedNo
- Tax Annual Amount2,575
- Tax BlockB
- Tax Book Number46-58
- Tax Legal DescriptionHARBOR HILLS BLK B, LOT 1
- Tax Lot1
- Tax Year2024
- ZoningR-3
Features & Amenities
Meet your agent

Lori Hopkins
Listing Agent
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